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It’s that time of the year when most of us are sitting down to file our taxes. If you’ve already done so, it may just be a matter of time before you receive your tax refund direct deposit or check in the mail.  If you are like many Americans who feel like you’re walking a…

When individuals decide to file for bankruptcy, one of the biggest concerns they have when doing so is that they’re going to have to part ways with their belongings, like their home, their car, jewelry, and other assets. Fortunately, that doesn’t have to be the case, as there are certain exemptions you’re entitled to when…